Abstrak
Ushbu maqolada uy-joylarni baholashda uning kavdrat maydonidan foydalangan holda sugʻurta tashkilotlari, xususan, Oʻzbekistonda faoliyat yurotayotgan kam sonli takoful kompaniyalari uy-joy sugʻurtasi boʻyicha bazaviy tarif stavkalarini muvofiqlashtirib olishlari uchun tahliliy ma’lumotlar keltiriladi. Mol-mulk sugʻurtasida sugʻurta kompaniyasi oladigan javobgarlikning eng katta miqdori bozor bahosi ekanligini hisobga olgan holda, mazkur tadqiqot natijalari sugʻurta (takoful) tashkilotlari oʻz majburiyatlarining maksimal chegaralarini ham belgilab olishlari mumkin boʻladi
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