Keywords
credit
financing
investment
interest
How to Cite
Abstract
This research paper examines the theoretical legal issues related to the financing of educational loans. Student loans have become an integral part of higher education, but they are fraught with complex legal and ethical issues. This article explores the theoretical frameworks underpinning these issues, highlighting legal theories, economic principles, and their interplay in shaping education loan financing. The study aims to shed light on the complexities of education loan financing and provide insights to inform policy development and legal reform.
References
Atuahene F. The challenge of financing higher education and the role of student loans scheme: an analysis of the student loan trust fund (SLTF) in Ghana. High Educ. 2008;56(4):407–421. [Google Scholar] [Ref list]
Kossey M.M., Ishengoma J.M. Issues and challenges of student financing systems in Africa: the case of Tanzania. International Journal of African Higher Education. 2017;4(1) [Google Scholar] [Ref list]
Yang X. Access to higher education for rural-poor students in China. Educ. Res. Pol. Pract. 2010;9(3):193–209. [Google Scholar] [Ref list]
Johnstone D.B., Marcucci P.N. JHU Press; 2010. Financing Higher Education Worldwide: Who Pays? Who Should Pay? [Google Scholar] [Ref list]
UNESCO Institute for Statistics . UNESCO; Paris: 2011. Education for All Global Monitoring Report 2011. The Hidden Crisis: Armed Conflict and Education. [Google Scholar] [Ref list]
Altbach P.G., Reisberg L., Rumbley L.E. Brill; 2019. Trends in Global Higher Education: Tracking an Academic Revolution. [Google Scholar] [Ref list]
Flacher D., Harari-Kermadec H., Moulin L. 2013. Financing Higher Education: a Contributory Scheme. [Google Scholar] [Ref list]
Lochner, L., & Monge-Naranjo, A. (2016). Student loans and repayment (pp. 397–478). https://doi.org/10.1016/B978-0-444-63459-7.00008-7
Mbah, R. E. (2021). A Possibility or Just a Wish? Assessing Current Perceptions on the Potentials of a Full Student Loan Debt Forgiveness Legislation. Advances in Social Sciences Research Journal, 8(10), 365–392. https://doi.org/10.14738/assrj.810.11091
Kilgour, J. G. (2019). The 401(k) student loan repayment benefit program. Compensation & Benefits Review, 088636871882224. https://doi.org/10.1177/0886368718822249
Despard, M.., Perantie, D., Taylor, S., Grinstein-Weiss, M., Friedline, T., & Raghavan, R. (2016). Student debt and hardship: Evidence from a large sample of low- and moderate-income households. Children and Youth Services Review, 70, 8–18. https://doi.org/10.1016/j.childyouth.2016.09.001
Baum, S., & Schwartz, S. (2006). How much debt is too much? Defining benchmarks for manageable student debt. New York. Retrieved from www.collegeboard.com
Buam, S., & O’Malley, M. (2003). College on credit: how borrowers perceive their education debt. Journal of Student Financial Aid, 33. Retrieved from http://publications.nasfaa.org/jsfa
Avery, C., & Turner, S. (2012). Student Loans: Do college students borrow too much—or not enough? Journal of Economic Perspectives. https://doi.org/10.1257/jep.26.1.165
Mbah, R. E., Wasum, D. F., & Mende, C. M. (2020). Assessing the relationship between Pell Grant and Federal Student Loan at Louisiana four-year public institutions. Journal of Education and Practice, 11(9), 40–44. https://doi.org/10.7176/jep/11-9-04
Adams, K. (2018). College loans: Private vs. federal. Retrieved February 6, 2019, from https://www.investopedia.com/articles/younginvestors/09/private-or-federal-student-loans.asp
Birken, E. (2016). Federal student loans vs. private student loans: What’s the difference? Retrieved February 6, 2019, from https://studentloanhero.com/blog/federal-private-student-loans-difference/
Johnstone D.B., Marcucci P.N. JHU Press; 2010. Financing Higher Education Worldwide: Who Pays? Who Should Pay? [Google Scholar] [Ref list]
Johnstone D.B. The economics and politics of cost sharing in higher education: comparative perspectives. Econ. Educ. Rev. 2004;23(4):403–410. [Google Scholar] [Ref list]
This work is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.
Copyright (c) 2023 Economics and education