Keywords
credit history
creditworthiness
retail credit
debt burden
credit risk
credit bureau
credit portfolio
scoring model
artificial intelligence
How to Cite
Abstract
This article highlights the importance of creditworthiness assessment and scoring system of individuals. The expansion of lending practices to individuals by commercial banks, minimizing the risks associated with this process and preventing the occurrence of problem loans requires improving the creditworthiness of customers. In particular, today's offering of online credit services requires process automation and creditworthiness assessment taking into account all factors.
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“Кредит ахборот таҳлилий маркази” (КАТМ) кредит бюроси интернет саҳифаси маълумотлари – https://infokredit.uz/uz/about/scoring
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