Keywords
interest rate
credit risk
principal
non-performing loan
How to Cite
Abstract
The implications of this research extend beyond the financial sector, offering insights to policymakers, financial institutions, and economic analysts. A more profound understanding of the interplay between non-performing loans and bank operational efficiency holds the potential to inform better risk management practices, foster financial stability, and promote sustainable economic development. This study underscores the crucial role of addressing non-performing loans in enhancing the resilience and performance of banks, thereby contributing to overall economic well-being.
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